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Amazon has recently announced that it will accept Flexible Spending Account (FSA) or Health Savings Account (HSA) cards as a payment method for select FSA-eligible products, and you may be pleasantly surprised what you can purchase with these funds. At the Amazon FSA store, you’re not limited to cold medication or thermometers. You can actually take advantage of your use-it-or-lose-it funds on a wide range of health-related products.
As we near the end of the year, check to see if you have a surplus in your flex spending or HSA account and stock up on health and wellness items that you may need in the upcoming year. We’ve rounded up some of the best Amazon FSA-eligible products that you can spend your funds on before they expire and ahead of open enrollment season.

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Surprising FSA & HSA Eligible Products at Amazon

1. Day and Night Cold, Flu, Sinus Relief

Day and Night Cold, Flu, Sinus Relief Amazon FSA and HSA Mucinex and Durex Slice

Credit: Amazon

Colder weather is approaching, which means that cold and flu season is around the corner. Make sure you have enough medication for the children and adults in your family when seasonal illness infiltrates your household. Luckily, FSA and HSA accounts can cover the cost of such medications, including popular day and night cold medication from Mucinex on Amazon:

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2. Contraceptives

Contraceptives Amazon FSA and HSA Mucinex and Durex Slice

Credit: Amazon

Preventive care is an important part of our health. Many are surprised to learn that contraceptives can be covered by flex spending accounts. You can purchase Durex, which is the leading contraceptive brand, on Amazon using your FSA and HSA funds. Amazon offers value packs so you can get the best “bang for your buck” as well as choose from an assortment of options:

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3. Skincare

reVive Light Therapy Essentials Acne Treatment System blue

Credit: reVive

reVive Light Therapy Acne Treatment – $59

If you suffer from acne, light therapy devices that are used to treat skin inflammation are eligible for FSA or HSA. While you’re at it, grab some lip balm, face wash, lotion and sunscreen to go with the rest of your skincare regimen.
Here are just a few examples:

RELATED: You Can Buy This Celeb-Endorsed Light Therapy Beauty Treatment on Amazon

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4. Humidifiers

HealthSmart Essential Oil Diffuser Cool Mist Humidifier and Aromatherapy Diffuser with 500ML Tank Ideal for Large Rooms

Credit: HealthSmart

HealthSmart Aromatherapy Essential Oil Diffuser and Cool Mist Humidifier – $29.99

Humidifiers are another unexpected but welcome item that is covered as an FSA-eligible product. Pick up a 2-in-1 humidifier/diffuser to comfort your sinuses, improve your air quality and eliminate odors. Add in a few drops of your favorite essential oils to help you sleep better and improve your mood.

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5. Contact Lens Care & Reading Glasses


Credit: Amazon

Biotrue Contact Lens Solution Twin-Pack – $15.98

Buying contact lens solution every few months can add up. But you will be pleased to know that you can pay for over-the-counter contact lens solutions using your FSA and HSA accounts. Select reading glasses are eligible without a prescription, as well.

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6. Kids’ Allergy, Cold & Flu Items

nose wipes

Credit: Amazon

Boogie Wipes, Unscented Wet Nose Wipes for Kids and Baby, 30 Count, Pack of 12 – $44.96

Keep your little ones germ-free and comfortable during the flu season with several cold, allergy and flu essentials. Stock up on bundled sets of saline wipes and children’s cold or allergy medicine, because you’ll most likely need them.

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7. Support Pillows & Baby Monitors

baby monitor acid reflux pillow

Credit: Amazon

Acid Reflux Wedge Pillow – Price: $129.97

If you’re looking for some extra support for your neck and back, select support mattresses and pillows on Amazon are eligible for FSA spending. You can find these under the “bed & mattress” section of the FSA/HSA store. Check out this “baby movement monitor” and more unexpected items that are covered as well.

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8. Family Planning: Pregnancy Tests & Ovulation Strips

Clearblue Clearblue Pregnancy Test Combo Pack

Credit: Clearblue

Clearblue Pregnancy Test Combo Pack (4 count)$10.99

Find out if you’re expecting — and have it covered using FSA and HSA funds. You can find eligible pregnancy tests from Clearblue and First Response, as well as ovulation test strips for those who are looking to growing their family.

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9. Prenatal Vitamins & Gummies


Credit: Amazon

SmartyPants Prenatal Formula Daily Gummy Multivitamin with Vitamin C, D3 and Zinc for Immunity – $28.80

Select multivitamins are eligible as FSA and HSA expenses, including popular gummy varieties.

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10. Baby Essentials & Must-Haves for New Mothers

Owlet Duo Smart Baby Monitor

Credit: Amazon

Owlet Duo Smart Baby Monitor with HD Video, Oxygen, and Heart Rate – $399

New mothers will be pleased to learn that many baby essentials like breast pumps, baby bottles and postpartum girdles can be purchased using FSA and HSA funds. Being a new parent is expensive, so this is a great opportunity to save big on a variety of must-haves, including popular but pricey safety devices like the Owlet Smart Sock.
Here are just some of the baby items up for grabs:

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11. First Aid Kits

first aid kit

Credit: Amazon

Rapid Care First Aid 80095 4 Shelf ANSI/OSHA Compliant All-Purpose First Aid Cabinet, Wall Mountable, 1,110 Pieces – $139.98

It’s always a good idea to have a stockpile of Band-Aids, and you’ll be glad you did when you find yourself needing them. Thankfully, bandages are FSA-eligible purchases, so replenish your stash or spend your funds on first aid kits for emergencies. Many first aid kits come with face masks, alcohol pads and cold packs.

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12. Alcohol Wipes

alcohol wipes

Credit: Amazon

Acme United First Aid Only Alcohol Cleansing Pads, 20 Count – $4.29

You can never be too careful when it comes to sanitation, especially during a pandemic. Grab a pack of alcohol cleansing wipes and pads to keep your surfaces sterilized, as many on Amazon are HSA- and FSA-eligible.

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13. Home Health Monitors


Credit: Amazon

Lumiscope Soft Quick-Read Digital Thermometer with Flexible Tip – $6.99

Even though we are more than a year into the pandemic, some people are still advised to check their temperature before going to work or entering certain public spaces. Fortunately, select digital thermometers along with blood pressure cuffs, fingertip pulse oximeters, sleep trackers and even bathroom scales on Amazon are HSA/FSA eligible. Check out Amazon’s store for other helpful eligible gadgets that can be used to monitor your health at home.

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14. Orthotics & Foot Massagers

Foot Circulation Plus Foot Massager Machine

Credit: Amazon

Foot Circulation Plus Foot Massager Machine – $199

Foot massagers and everyday orthotics like Dr. Scholl’s inserts are FSA/HSA eligible expenses. If you are on your feet all day, explore Amazon’s FSA store to find a variety of products that can help alleviate foot and leg fatigue.

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15. Feminine Care

Cora Organic Cotton Unscented Tampons

Credit: Amazon

Cora Organic Cotton Unscented Tampons (72 Count) – $27.99

Feminine care products are actually FSA/HSA eligible, including tampons, panty liners and vaginal cream. Shop best-selling brands like Always, Tampax, Cora, U by Kotex, Playtex and more.

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16. Keto Test Strips

Perfect Keto Test Strips

Credit: Amazon

Perfect Keto Test Strips – $7.95

We found keto test strips in Amazon’s FSA store to help you keep track of your carb intake for your fitness goals. Keto test strips are a great way to measure your ketones and stay in ketosis.

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17. Heating Pads

Sunbeam Heating Pad for Fast Pain Relief

Credit: Amazon

Sunbeam Heating Pad for Fast Pain Relief Sale Price: $38.99

Heating pads can provide instant relief from muscle tension and pain. Select heating pads from brands like Sunbeam are FSA and HSA eligible.

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18. Dental Care Supplies (Even Whitening Strips)

Crest 3D White Professional Effects Teeth Whitening Kit

Credit: Amazon

Crest 3D White Professional Effects Teeth Whitening KitSale Price: $36.99 | Reg. Price: $47.99

Over-the-counter whitening strips can get pricey, but these are actually FSA/HSA eligible. Amazon’s FSA store also has a large collection of other dental care items, such as toothpaste, toothbrushes, mouthwash, floss and picks, denture care essentials and teeth grinding guards.

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19. Select Stuffed Animals

Thermal-Aid Zoo Mini Baxter Bunny Kids Hot and Cold Pain Relief Heating Pad

Credit: Amazon

Thermal-Aid Zoo Mini Baxter Bunny Kids Hot and Cold Pain Relief Heating Pad – $7.99

Okay, not all stuffed animals can be purchased with FSA/HSA funds. But this adorable cuddly stuffed rabbit doubles as a cold ice pack or a warm compress, which means that it qualifies as an FSA/HSA expense because of its health benefits.

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Images courtesy of Amazon.


Lesley Sheridan

Lesley Sheridan is a freelance fashion and beauty writer who lives for Pinterest boards, animal prints, strappy shoes and coupon codes. Her bookshelves are filled with Kevyn Aucoin makeup guides, and her favorite band is and will always be INXS. A Kentucky girl at heart, she currently resides just outside of Cincinnati, Ohio, with her rescue cats, a boyfriend who wishes he were an astronaut and a dog whose favorite word is “pizza.”