More Ways to Save at Walmart with 0% Financing on Select Baby and Home Items

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When it comes to saving money, Walmart is one of the favored retailers among deal seekers. But even with nice rollbacks, there are some products that still hit a little heavy in the wallet. These items usually fall into categories like furniture, baby equipment, electronics, and household appliances. Sure, you could toss the purchase onto a credit card, but high APRs may chew up your savings if it isn’t paid off before the next billing cycle.

Credit: Affirm

To help you stay financially healthy, with GRACO, EVENFLO, Safety 1st,Baby Trend, Serta, Sealy, Zinus, Bissell, Shark, Hoover, and iHome to offer monthly payment plans as low as 0% for qualified buyers on select items. You have full control of the payback period with options of 3, 6 or 12 months, and, unlike most credit cards, Affirm does not charge any fees. That means no late fees, no prepayment fees, no annual fees, no hidden fees, and no service fees to open or close your Affirm account.

For a limited time, you can use Affirm’s special 0% financing for a variety of products in the following categories: baby gear, nursery furniture, mattresses, floor care, and compact freezers. So if your future entails eating ice cream while chilling on your bed after some spring cleaning in preparation for an upcoming little one, then this promotion could be to your benefit.

Current Affirm 0% APR Categories at Walmart

How to Use Affirm for Online Walmart Purchases

Credit: iStock.com/LaylaBird

1. Fill your cart with eligible items.

2. Proceed to checkout to start your purchase.

3. For Payment Method, click on + More and choose Affirm.

4. Follow instructions to apply, and choose a payment plan of your choice.

5. Confirm your purchase on Walmart.com, and your order will be on its way.

Walmart Financing with Affirm FAQ

Credit: Walmart

What other categories are eligible for Affirm financing?

There are over a dozen categories at Walmart that can be financed with Affirm. These include:

• Electronics

• Video Games

• Toys

• Home

• Arts & Crafts

• Musical Instruments

• Home Improvement

• Auto & Tires

• Sports & Outdoors

• Tools

• Baby

• Jewelry

• Apparel

However, it is important to note that not all these categories have the promotional 0% financing. Most products will have an APR of 10-30% depending on your credit.

Credit: Walmart

Does Affirm have minimum or maximum purchase amounts?

The minimum amount that can be financed through Affirm is $144, and the maximum limit is $2,000.

What information do I need to pre-qualify for Affirm?

You will need to provide your name, email address, phone number, date of birth, and the last four digits of your Social Security number. With this info, Affirm can verify your identity and make an instant loan decision.

Does Affirm affect my credit score?

Neither the pre-qualification process nor account creation with Affirm will affect your credit score. If you make a purchase using Affirm, then your credit score may be affected.

Can I return a financed item?

Items financed through Affirm can be returned by initiating the process on Walmart’s website. To ensure your loan is fully refunded, you must return your item either by mail or in-store. For in-store purchases, you can return your purchase at any Walmart store.