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Straight Talk is a prepaid wireless carrier that runs on the same 5G and LTE networks as Verizon, with no contracts and no credit checks. Plans start at $25 per month when you bring your own phone and go up to $65 for unlimited everything. Below we break down how the plans compare, where the real savings are and what phone deals are available right now.
Compare Straight Talk Plans Starting at $35 a Month
Straight Talk offers four prepaid plans starting at $35 per month. They all run on the same 5G and LTE networks and include unlimited talk and text. The differences come down to data, hotspot access and extras.
Here’s what each tier gets you.
- Bronze 10 GB at $35 per month is the basics. You get 10 GB of high-speed data before speeds drop to 2G and international calling to Canada and Mexico.
- Silver Unlimited at $45 per month upgrades you to unlimited data and adds 15 GB of hotspot and international calling to India and China.
- Gold Unlimited at $55 per month adds 50 GB of hotspot, 100 GB of cloud storage, roaming in Canada and Mexico, international calling to 200+ destinations and a Walmart+ membership with free delivery, gas savings and a streaming pick.
- Platinum Unlimited at $65 per month gives you unlimited hotspot, 500 GB of cloud storage and a free tablet plan on top of everything in Gold.
All four plans come with an Auto Pay discount for the first three months, saving $1 to $5 per month depending on the plan.
Straight Talk also bundles home internet at $35 per month (normally $45) with any plan, so you can save $10 per month if you need both.
Ways to Save on Your Straight Talk Plan
Save Up to $180 a Year With Straight Talk Multi-Month Plans
If you know you’re sticking with Straight Talk, prepaying for multiple months costs less than paying month to month. The longer you commit, the more you save.
Silver Unlimited has the most options. At $45 per month, a full year of Silver costs $540. Prepaying brings that down.
Here’s what Silver Unlimited costs by billing cycle.
- Monthly: $45 per month ($540 per year)
- 3 months: $120 ($40 per month, saves $60 per year)
- 6 months: $210 ($35 per month, saves $120 per year)
- 12 months: $360 ($30 per month, saves $180 per year)
Gold Unlimited is also available as a 3-month plan at $150, which works out to $50 per month instead of $55. That saves $60 per year.
Prepaying doesn’t change what’s included in your plan. You get the same data, hotspot and features whether you pay monthly or annually. The only difference is the price.
Save With Auto Pay for the First Three Months
Enrolling in Auto Pay lowers your monthly bill for your first three months of service. The discount varies by plan.
Here’s how much you save with Auto Pay.
- Platinum Unlimited: $60 per month (save $5)
- Gold Unlimited: $50 per month (save $5)
- Silver Unlimited: $42.50 per month (save $2.50)
- Bronze 10 GB: $34 per month (save $1)
After three months, your bill goes back to the regular price. Auto Pay still keeps your payments on schedule, but the discount doesn’t continue.
Get Unlimited Data for $25 a Month When You Bring Your Own Phone
Straight Talk’s StraightSAVINGS plan gives you unlimited data, talk and text on 5G for $25 per month when you bring a compatible phone you already own. To get started, buy the starter bundle for $29.88, which includes a SIM card and your first month of service. After that, the plan renews at $25 per month.
Your phone needs to be unlocked, compatible with Verizon’s network and in an area where Straight Talk has coverage. If your phone was previously active on Straight Talk, it needs to have been off the network for at least 12 months. You also need to stay on an eligible device for the first 12 months to keep the plan pricing.
The offer is available to new customers transferring a number from another carrier or existing customers adding a new line. It can’t be combined with Straight Talk’s family plan discounts or Auto Pay discount. Check compatibility on Straight Talk’s website before signing up.
Upgrade to Gold Unlimited for $10 More a Month
Gold Unlimited costs $55 per month compared to $45 for Silver, and the extra $10 gets you a noticeable jump in features. Hotspot data goes from 15 GB to 50 GB, you get 100 GB of cloud storage, international calling to 200+ destinations, roaming in Canada and Mexico and a Walmart+ membership with free delivery, gas savings and a streaming pick.
You can also save $15 when you buy a three-month Gold Unlimited plan upfront at $150 instead of paying $165 month to month.
Save $10 a Month on Straight Talk Home Internet When You Bundle
Straight Talk offers a home internet plan for $45 per month with unlimited data and download speeds between 20 and 200 Mbps on the 5G/LTE network. There’s no contract and no hidden fees.
If you have or add a Straight Talk phone plan, the price drops to $35 per month, saving you $120 over a year. The discount works with any tier, including Bronze.
You’ll need to buy the Straight Talk router for $69.99 as a one-time purchase. Setup is self-install, so there’s no appointment or technician visit. The service is only available in select areas, so check availability on Straight Talk’s website or at Walmart before signing up.
Save Up to $10 a Month With the Lifeline Program
Straight Talk participates in Lifeline, a government discount program that takes $10 off per month on any monthly smartphone, hotspot or tablet plan with at least 4.5 GB of data. Households on qualifying Tribal Lands can save up to $35 per month.
You may qualify if you or someone in your household is enrolled in one of these programs.
- Medicaid
- Supplemental Nutrition Assistance Program (SNAP)
- Supplemental Security Income (SSI)
- Federal Public Housing Assistance
- Veterans Pension and Survivors Benefit
The discount can be combined with other Straight Talk discounts and is available in every state except Oregon. Apply on Straight Talk’s website under the government discount programs page.
Straight Talk Phone Deals
Straight Talk Deals: Phones From $29.99
Straight Talk has phones on sale with prices ranging from $29.99 to $499.99. Two models are free when you activate a Silver Unlimited plan ($40 per month for one line) or higher, and SmartPay financing is available on most of the rest. Several phones also come with free Moto Buds 2 earbuds when you sign up for three months of Silver Unlimited.
Free with a Silver Unlimited plan or higher:
- TCL 50 XL NXTPAPER 5G (listed at $79.99)
- Samsung Galaxy A17 5G (listed at $99.99)
Under $100:
- Moto G 64GB (2025) at $29.99, down from $39.99
- Moto G 5G (2024) at $39.99, down from $59.99
- Moto G Play (2026) at $49.99
$100 and up:
- Moto G (2026) at $129.99
- Moto G Power (2026) at $149.99
- iPhone 16e 128GB at $349.99, down from $599.99 ( $149 with a Silver Unlimited plan)
- Motorola Razr (2025) at $349.99, down from $399.99
Straight Talk Clearance Sale: Phones From $99.99
Straight Talk lists two Moto G Power 5G phones in its clearance section, and both are priced at $99.99. The selection is small, but either one puts a 5G-capable Android phone in your hands for under $100. Both also come with free Moto Buds 2 earbuds when you sign up for three months of Silver Unlimited.
Here’s what’s available.
- Moto G Power 5G (2024) at $99.99, down from $149.99. The newer of the two models saves you $50 upfront or breaks down to $4.17 per month over 24 months through SmartPay.
- Moto G Power 5G (2023) at $99.99 with no original price listed. The same SmartPay option applies at $4.17 per month.
Clearance stock is limited, so either model could sell out or disappear without notice. Both phones work on Straight Talk’s prepaid plans, which run on the T-Mobile, Verizon and AT&T networks.
Get Up to $300 Back When You Trade In Your Old Phone
Straight Talk’s trade-in program pays you for your old phone with a Universal Mastercard Prepaid Card. Start by getting a quote on Straight Talk’s website to see what your phone is worth. Values vary by device, condition and whether it’s been factory reset.
Once you buy a new phone, Straight Talk sends you a box with a prepaid shipping label within about seven days. Ship your old phone back at no cost, and you’ll receive your prepaid card after they process it. The trade-in has to be completed within 30 days of your original quote, and the value can’t be applied toward the purchase of the new device.
More Ways to Save at Straight Talk
Join Straight Talk Rewards for Points and Member Deals
Straight Talk has a free rewards program that lets you earn points toward your monthly bill. Members also get access to exclusive deals and can earn bonus points by referring friends. Sign up on Straight Talk’s website to get a welcome offer when you join.
Sign Up for Straight Talk Email Deals
Straight Talk sends subscribers emails with deals on plans, phones and accessories. Enter your email address in the pop-up that appears when you visit the Straight Talk website or look for the signup form on the plans page. It’s worth signing up if you want to catch limited-time offers that aren’t always listed on the site.
Editor’s Take
Prepaying for Silver Unlimited annually is the best deal on this page. It brings the monthly cost from $45 down to $30, which saves $180 over a year. You get unlimited data, 15 GB of hotspot and international calling, and prepaying doesn’t change any of that. If you’re not ready for a full year, even the 3-month option at $40 per month saves $60.
The BYOP plan at $25 per month is worth it if you already have a compatible phone. That’s $5 less per month than even the annual Silver rate, and you still get unlimited data on 5G. The catch is you can’t stack it with Auto Pay or family plan discounts, and your phone has to have been off Straight Talk for at least 12 months.
Skip Platinum unless you actually need unlimited hotspot. The jump from Gold to Platinum is another $10 per month for unlimited hotspot, more cloud storage and a tablet plan. Gold already includes Walmart+, roaming and 50 GB of hotspot, which is more than enough for most people.
Straight Talk Promo Code FAQs
Does Straight Talk have any promo codes right now?
Straight Talk doesn’t typically use text-entry promo codes. Savings come through plan pricing, multi-month prepay discounts, Auto Pay, phone deals and the BYOP offer.
What is the cheapest Straight Talk plan?
The StraightSAVINGS BYOP plan is $25 per month for unlimited data, talk and text when you bring your own compatible phone. The cheapest standard plan is Bronze 10 GB at $35 per month.
Can I bring my own phone to Straight Talk?
Yes. Your phone needs to be unlocked, compatible with Verizon’s network and not active on Straight Talk within the past 12 months. Check compatibility on Straight Talk’s website before signing up.
What’s the difference between Silver, Gold and Platinum Unlimited?
Silver ($45 per month) includes unlimited data and 15 GB of hotspot. Gold ($55) adds 50 GB of hotspot, cloud storage, international calling to 200+ destinations, roaming in Canada and Mexico and a Walmart+ membership. Platinum ($65) upgrades to unlimited hotspot, 500 GB of cloud storage and a free tablet plan.
How much can I save by prepaying for multiple months?
Silver Unlimited drops from $45 per month to $30 per month when you prepay for 12 months, saving $180 over a year. Gold Unlimited offers a 3-month option at $50 per month instead of $55.
Does Straight Talk offer home internet?
Yes. The home internet plan costs $45 per month on its own with unlimited data and 20-200 Mbps download speeds. Bundle it with any Straight Talk phone plan and the price drops to $35 per month. You’ll also need to buy the router for $69.99 as a one-time purchase.
Does Straight Talk have a trade-in program?
Yes. You can get up to $300 back for your old phone on a prepaid Mastercard. Get a quote on Straight Talk’s website, and you have 30 days to complete the trade-in after your initial quote.
What is the Lifeline program?
Lifeline is a government discount that takes $10 off per month on eligible Straight Talk plans. You may qualify if your household is enrolled in Medicaid, SNAP, SSI, Federal Public Housing Assistance or Veterans Pension and Survivors Benefit. It’s available in every state except Oregon.






